Licensed Insurance Agent in Dana Point, CA
No-cost, independent Medicare guidance for Dana Point residents, including part-year residents and anyone who recently moved.
Chris Frasca Insurance Services · California Insurance License No. 0L86243
Moving, traveling, or splitting time?
Dana Point is home to people who have recently moved here and to people who split the year between homes. Where you live and where you travel both affect which Medicare plans make sense.
I help you review plans that fit how you actually live, including how coverage works when you are away from home.
Got a letter from Hoag? Hoag has told patients that its contract with one Medicare Advantage HMO ends December 31, 2026. See what it means and your options before December 7 →
Wondering what else is changing for 2027? Read the 2027 Medicare changes guide →
What I review for you
- Original Medicare vs. Medicare Advantage
- Medigap (Supplement) plans
- Part D prescription drug coverage
- Your specific doctors' network status
- Your medications' cost under each plan
- Dental, vision, and hearing add-ons
Medicare questions from Dana Point residents
I split my time between two homes. What should I know?
Original Medicare with a Medigap plan usually works anywhere in the country. Medicare Advantage plans typically expect you to live in the plan's service area and have limited coverage elsewhere. The right choice depends on how much you travel and where.
I just moved to Dana Point. Can I change my plan?
If you move permanently to a new plan service area, you usually get a Special Enrollment Period to pick a plan there. I'll help you choose one and avoid a gap in coverage.
Do you work with people who recently moved to California?
Yes. Medicare is national, but plans, prices, and networks are local, so it helps to start fresh with your new address.
What does it cost to work with you?
Nothing. The insurance company pays me a commission, not you, so your premium is the same whether you enroll through me or directly with Medicare. There's no fee for a consultation, a plan review, or the yearly check-in.
Meet me at a no-cost Medicare workshop
I host in-person workshops in Mission Viejo that explain Medicare basics in plain English. No obligation.
View Upcoming EventsReady for a straight answer?
Call, book online, or send a message. I'll respond personally, usually within a day.
Prefer to look at plans on your own first? Review plans and enroll online with me as your agent.
Online enrollment is provided through PlanEnroll, a non-government website operated by Integrity Marketing Group, LLC. It is not endorsed by CMS.
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