A clear path through the Medicare maze.
Turning 65, retiring, or just tired of confusing mail and cold calls? I give you honest Medicare guidance at no cost, so you choose the plan that actually fits you.
Got a letter from Hoag about your 2027 plan? See your options →
Chris Frasca Insurance Services · California Insurance License No. 0L86243
Three simple steps
No jargon, no pressure. Just a straightforward process built around your doctors, medications, and budget.
Simplify Medicare
- No-cost, no-obligation consultation
- Plain-English education on your options
- An honest read on what you actually need
Find Your Plan
- Checked against your doctors
- Checked against your medications
- Matched to your budget and needs
Easy Enroll
- Over the phone
- In person
- By video call, whatever's easiest for you
I work for you, not an insurance company.
My goal is to take the burden of figuring out Medicare off your shoulders. Whether you're aging into Medicare at 65, retiring off your group health plan (or your spouse's), or simply want a second opinion on your current plan, I'll make it as simple as possible.
When I'm not helping folks with Medicare, I'm usually outside (soccer, golf, backpacking) or at home with my wife Lauren and our two cats. I like to think that same straightforwardness carries over into how I explain your options.
Learn more about my processTurning 65?
Enrollment windows and penalties are easy to get wrong. I'll walk you through exactly what to do and when.
Leaving a group plan?
Retiring or losing employer coverage has its own rules and deadlines. I'll help you avoid a coverage gap.
Reviewing your current plan?
Plans change every year. I'll check yours annually, at no cost, to make sure it's still the right fit.
Helping a parent or loved one?
You're welcome to join the call by phone or video. I'll explain things plainly so everyone in the family is on the same page.
Your first conversation
It starts with a no-cost call, video chat, or in-person meeting, whichever you prefer. I'll ask about your doctors, your prescriptions, and what you want to spend, then review the plan options available where you live.
There's no pressure to decide on the spot. Take the review home, talk it over with family, and enroll when you're ready, with me or not at all.
Helpful to have handy
- Your Medicare card, if you already have one
- A list of your current medications and doses
- The names of your doctors and specialists
- Your current plan's card or paperwork, if you have one
Missing something? No problem, we can sort it out together.
Trusted by people just like you
★★★★★ 5.0 stars from 54 Google reviews
Join an Annual Enrollment workshop near you
I host no-cost, no-pressure workshops on what's changing for Medicare in 2027. RSVP takes two minutes and you'll get a reminder before the day.
View Upcoming EventsReady for a straight answer?
Call, email, or send a message. I'll respond personally, usually within a day.
Prefer to look at plans on your own first? Review plans and enroll online with me as your agent.
Proudly serving Orange County, including Laguna Niguel, Mission Viejo, Aliso Viejo, San Juan Capistrano, Dana Point, San Clemente, Laguna Hills, Newport Beach, Irvine, Costa Mesa, and Laguna Beach. By phone or video, I also help clients in Ventura County, including Ventura, Oxnard, Camarillo, and Simi Valley. See all service areas.
Online enrollment is provided through PlanEnroll, a non-government website operated by Integrity Marketing Group, LLC. It is not endorsed by CMS.