Licensed Insurance Agent in Oxnard, CA
No-cost, independent Medicare help for Oxnard residents, including people who have both Medicare and Medi-Cal.
Chris Frasca Insurance Services · California Insurance License No. 0L86243
Have Medicare and Medi-Cal? You have more options
If you qualify for both Medicare and Medi-Cal, there are plans designed specifically for people with both, and they often include extra benefits. They are easy to overlook if you only look at the plans you see advertised.
I help you work out which programs you qualify for and review the options available in Ventura County, by phone or video, at no cost to you.
Knowing what you qualify for is the first step, because it changes which plans make sense for you.
What I review for you
- Original Medicare vs. Medicare Advantage
- Medigap (Supplement) plans
- Part D prescription drug coverage
- Your specific doctors' network status
- Your medications' cost under each plan
- Dental, vision, and hearing add-ons
Medicare questions from Oxnard residents
I have both Medicare and Medi-Cal. Are there special plans?
Yes. Some plans are built for people who have both, and they can include extra benefits. Which ones are available depends on your county and your situation, and I'll check what you qualify for.
Is there help paying for Medicare costs?
Yes. There are programs that can help with premiums and out-of-pocket costs if your income is limited, including Medicare Savings Programs and Extra Help for prescription drugs. I can tell you which ones you may qualify for and where to apply.
Can we do this by phone or video?
Yes, most of my Ventura County clients do. Family members are welcome to join the call.
What if I qualify for both Medicare and Medi-Cal?
There are plans designed for people with both, and some include extra benefits. I'll go through what you qualify for first, then review what's available in Ventura County.
Can a family member help me with this?
Yes. Family members are welcome to join the call or video, and I'm glad to explain things in plain terms for everyone.
What does it cost to work with you?
Nothing. The insurance company pays me a commission, not you, so your premium is the same whether you enroll through me or directly with Medicare. There's no fee for a consultation, a plan review, or the yearly check-in.
Get answers without leaving home
Most Ventura County clients work with me by phone or video. Pick a time that works for you, and I'll walk you through your options.
Book a TimeReady for a straight answer?
Call, book online, or send a message. I'll respond personally, usually within a day.
Prefer to look at plans on your own first? Review plans and enroll online with me as your agent.
Online enrollment is provided through PlanEnroll, a non-government website operated by Integrity Marketing Group, LLC. It is not endorsed by CMS.
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