Licensed Insurance Agent in San Juan Capistrano, CA
No-cost, independent Medicare guidance for San Juan Capistrano residents, with your doctors and pharmacy checked first.
Chris Frasca Insurance Services · California Insurance License No. 0L86243
Check how far your care really is
Many San Juan Capistrano residents get care in nearby cities such as Mission Viejo, Laguna Hills, and Dana Point. A plan can look right on paper and still make it hard to reach the doctors and pharmacy you actually use.
I check your specific doctors, hospital, and pharmacy against each plan I show you, so you know before you enroll whether the care you rely on is covered.
Got a letter from Hoag? Hoag has told patients that its contract with one Medicare Advantage HMO ends December 31, 2026. See what it means and your options before December 7 →
Wondering what else is changing for 2027? Read the 2027 Medicare changes guide →
What I review for you
- Original Medicare vs. Medicare Advantage
- Medigap (Supplement) plans
- Part D prescription drug coverage
- Your specific doctors' network status
- Your medications' cost under each plan
- Dental, vision, and hearing add-ons
Medicare questions from San Juan Capistrano residents
My doctors are in different cities. Does that matter?
It can. Each plan decides which doctors, hospitals, and pharmacies are in its network, and that can change from year to year. I look up each of yours under every plan I show you.
What if I want a plan with more flexibility?
Some options, like Original Medicare with a Medigap plan, don't use a network and work with providers that accept Medicare. Others, like many Medicare Advantage plans, do use networks. Which fits depends on your doctors and your budget, and I can show you both.
Can we meet in person?
Yes. I can meet in person in Orange County, talk by phone, or connect by video, and you're welcome to bring a family member.
What does it cost to work with you?
Nothing. The insurance company pays me a commission, not you, so your premium is the same whether you enroll through me or directly with Medicare. There's no fee for a consultation, a plan review, or the yearly check-in.
Meet me at a no-cost Medicare workshop
I host in-person workshops in Mission Viejo that explain Medicare basics in plain English. No obligation.
View Upcoming EventsReady for a straight answer?
Call, book online, or send a message. I'll respond personally, usually within a day.
Prefer to look at plans on your own first? Review plans and enroll online with me as your agent.
Online enrollment is provided through PlanEnroll, a non-government website operated by Integrity Marketing Group, LLC. It is not endorsed by CMS.
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