Licensed Insurance Agent in Camarillo, CA
No-cost, independent Medicare guidance for Camarillo residents, starting with your prescriptions and your pharmacy.
Chris Frasca Insurance Services · California Insurance License No. 0L86243
Your prescriptions drive the right plan
For many people the biggest yearly cost is not the premium, it is prescriptions. Two plans with similar premiums can cost very different amounts depending on which drugs they cover, how they are tiered, and which pharmacies you use.
I check your specific medications and your preferred pharmacy under each plan I show you, by phone or video, so you can see the real yearly cost before you choose.
What I review for you
- Original Medicare vs. Medicare Advantage
- Medigap (Supplement) plans
- Part D prescription drug coverage
- Your specific doctors' network status
- Your medications' cost under each plan
- Dental, vision, and hearing add-ons
Medicare questions from Camarillo residents
How do you check my prescriptions?
I put in your medications and doses and look at how each plan covers them, including the tier, the cost, and whether your pharmacy is a preferred one. The results can be very different from one plan to the next.
Do plans change their drug coverage each year?
Yes. Plans can change their drug list, tiers, and costs every year, and they have to tell you in writing each fall. That's why I like to do a review with you every Annual Enrollment.
Is there help with prescription costs?
If your income is limited, you may qualify for Extra Help, a federal program that lowers drug costs. I can tell you if you might qualify and show you how to apply.
What does it cost to work with you?
Nothing. The insurance company pays me a commission, not you, so your premium is the same whether you enroll through me or directly with Medicare. There's no fee for a consultation, a plan review, or the yearly check-in.
Get answers without leaving home
Most Ventura County clients work with me by phone or video. Pick a time that works for you, and I'll walk you through your options.
Book a TimeReady for a straight answer?
Call, book online, or send a message. I'll respond personally, usually within a day.
Prefer to look at plans on your own first? Review plans and enroll online with me as your agent.
Online enrollment is provided through PlanEnroll, a non-government website operated by Integrity Marketing Group, LLC. It is not endorsed by CMS.
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